017 – Interview: Paying for Long-Term Care & Other Family Caregiving Challenges

In This Episode:

Dr. K talks with Anne Tumlinson, an expert in long-term care financing and the founder of Daughterhood.org. They discuss:

• What is “long-term care” for older adults, and how is it usually paid for?
• What are ADLs and IADLs, and how do they relate to nursing home eligibility?
• The conditions under which Medicaid (not Medicare!) pays for long-term care
• The current role of long-term care insurance and how this type of insurance could be improved
• Why Anne started Daughterhood.org in response to seeing friends struggling with helping their parents and paying for care
• The two big family caregiver problems that Anne hears about over and over again: how do I pay for this and how do I deal with my siblings?
• The guilt, shame, and grief that family caregivers — especially women — often experience when helping older parents
• Anne’s tips for family caregivers who are struggling to pay for care or to cope

Related episode: 

015 – Interview: Practical Advice for Family Caregivers & Next Step In Care

Related Resources:

• Daughterhood.org
  • Daughterhood Voices: When Answers are Hard to Find
  • A Daughter’s Guide to Hiring the Right Aging Care Professional
  • Daughterhood Circles
• What Are the Chances You’ll Need Long-Term Care And How Much Will It Cost?
• Recommended by Anne
  • Your local Area Agency on Aging to find support groups, ombudsmen
  • Caregiving.com
  • National Academy of Elder Law Attorneys